LOAN PROGRAMS

The 30-year conventional mortgage is very popular because of its low flexible payments and long-term security.

If you’re active military or a veteran we thank you for your service. We offer flexible credit guidelines coupled with low interest rates and no PMI. Up to 100% financing.

The benefits of the FHA loan are that you can qualify with a lower credit score compared to other loans and you can buy a home with a down payment as low as 3.5%. If you already have an FHA loan, you can refinance with FHA Streamline to lower your interest rate. You may qualify even if you’ve had financial difficulties in the past, like a bankruptcy. You may also be able to roll your closing costs into your loan.

Whether you’re a first-time buyer or not, this rewards clients with good credit who may be looking to utilize a small down payment to maintain their liquidity. You may even qualify for reduced mortgage insurance or lender-paid mortgage insurance.

Jumbo Loans with as little as 10% down.

1% down, receive a grant for remaining 2% by the lender

Follows normal rate guidelines

Conventional loan

$350,000 Max loan amount

620 Minimum credit score

0% Down payment required
FHA and USDA
600 Minimum credit score
DPA can be used for down payment and/or closing costs