Programs
FHA
The benefits of the FHA loan are that you can qualify with a lower credit score compared to other loans and you can buy a home with a down payment as low as 3.5%. If you already have an FHA loan, you can refinance with FHA Streamline to lower your interest rate. You may qualify even if you’ve had financial difficulties in the past, like a bankruptcy. You may also be able to roll your closing costs into your loan.